Access Powerful Loans for Small Businesses

The Small Business Administration provides startups and small companies across the nation with access to loans with preferential terms, so they can grow and enrich their home communities. Companies funded through the SBA can access these loans because the application also asks for a demonstration of the company’s contribution to the local economy. This is just one of the ways that the small business loan program helps create jobs and opportunities.

When you are ready to grow your business, the administration’s program allows for expedient determinations through preferred lenders like Texas Funding and Consulting. You can finance practically any long-term investment your company needs through these programs.

Acquisition Loans

When you are buying an existing business that has added jobs to the community, the Small Business Administration allows for accessible loans with terms up to 15 years and up to 80 percent LTV. Companies need to be financially healthy, and their incomes must be below $1.25 million per year to qualify.

Equipment Loans

Funding new equipment purchases with amortizing loans that have repayment periods of up to 25 years allows the administration to help your company make a long-term investment in the core equipment that you need to do business. These loans are built to stay out of your way, encouraging reinvestment in the company throughout the repayment period.

Commercial Real Estate Loans

Finance practically any type of property, up to $15 million, so you can make the purchase that allows your business access to facilities without renting. Companies must occupy the majority of the floor space in new acquisitions, but some income from renting the minority floorspace units in a multi-unit building is allowed. Buy practically any type of property.

  • Office buildings
  • Warehouses
  • Factories
  • Auto repair shops
  • Storefronts
  • Hotels
  • Restaurants

Contact Texas Funding and Consulting

For information about applications, the approval process, or other specifics about the SBA’s small business loan program, contact us today.